Luna Llena

Your Money Questions Answered by Nathalia

How do I create a budget, stick to it and be consistent?

This is a common question I get and it’s honestly a little hard to answer because budgets look different based on people’s situations. But a good place to start is to read my first column here at Saint Lunita. I broke down how to start a budget and described the various budgeting methods you can choose from. Check it out here: https://saintlunita.com/2021/06/23/mi-historia/

You can see a real life example of my budget here: https://www.instagram.com/p/CIzMC_mg3jY/

I also have a budgeting highlight on my page where you can see the different kinds of budgeting methods, how they work and real life examples so you can find one that works for you. I also offer a financial literacy workshop that covers budgeting, saving, investing and credit building. 

As far as sticking to a budget, that takes time and work! The first few months are going to be the hardest. But don’t let that deter you. Just like many things in life you will need to put in more time in the beginning to stick to your budget. This will mean tracking your spending, working your budget regularly and making changes as necessary. But once you find the right numbers and get used to it, it’s so easy! You can automate a lot of the work and you will have to do very little to upkeep it. Consistency comes with intentional practice. Make  time every week to work on your money. If you need motivation, you can listen to money podcasts like So Money, YoQuieroDinero and Diversifying. Follow creators online like me 🙂

If you have any financial questions you would love to ask Nathalia, please submit them in the following form and she will try to address them in an upcoming edition.

Disclaimer: The advice offered herein, as well as any advice offered by email, phone or in person by Saint Lunita Magazine and it’s publisher Las Dras LLC, its employees, agents, principals, members successors and/or assigns is intended for informational purposes only. Use of the column, email or telephone to provide this advice is not intended to replace or substitute for any professional, financial, medical, legal, or other professional advice. If you have specific concerns or a situation in which you require professional, psychological or medical help, you should consult with an appropriately trained and qualified specialist. Any advice opinions or views expressed by Saint Lunita Magazine are not intended to treat or diagnose; nor are they meant to replace the treatment and care that you may be receiving from a licensed physician or mental health professional. Saint Lunita Magazine, its publisher Las Dras LLC, its employees, agents, principals, members successors and assigns are not responsible for the outcome or results of following any advice in any given situation. You, and only you, are completely responsible for your actions.  Saint Lunita Magazine and Las Dras LLC accepts no liability for any situation in your life past, present or future.